/* UBS Payment tracking — layout aligned to ubs.com CH tracking page */
:root {
  --ubs-red: #e60000;
  --ubs-red-hover: #cc0000;
  --ubs-black: #000000;
  --ubs-white: #ffffff;
  --ubs-gray-bg: #f4f4f4;
  --ubs-gray-bg-warm: #efeeeb;
  --ubs-gray-line: #d8d8d8;
  --ubs-gray-text: #646464;
  --ubs-text: #222222;
  --ubs-max: 1216px;
  --ubs-font: "Helvetica Neue", Helvetica, Arial, sans-serif;
}

*,
*::before,
*::after {
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
}

body {
  margin: 0;
  font-family: var(--ubs-font);
  font-size: 16px;
  line-height: 1.5;
  color: var(--ubs-text);
  background: var(--ubs-white);
  -webkit-font-smoothing: antialiased;
}

a {
  color: inherit;
  text-decoration: none;
}

a:hover {
  color: var(--ubs-red);
}

img {
  max-width: 100%;
  height: auto;
  display: block;
}

.skip-link {
  position: absolute;
  left: -9999px;
  top: 0;
  background: var(--ubs-black);
  color: var(--ubs-white);
  padding: 8px 16px;
  z-index: 10000;
}

.skip-link:focus {
  left: 8px;
}

.ubs-container {
  max-width: var(--ubs-max);
  margin: 0 auto;
  padding-left: 32px;
  padding-right: 32px;
}

/* —— Header —— */
.ubs-site-header {
  background: var(--ubs-white);
  border-bottom: 1px solid var(--ubs-gray-line);
}

.ubs-site-header__top {
  background: var(--ubs-gray-bg);
  border-bottom: 1px solid var(--ubs-gray-line);
  font-size: 13px;
}

.ubs-site-header__top-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding-top: 8px;
  padding-bottom: 8px;
  flex-wrap: wrap;
  gap: 8px;
}

.ubs-segment-nav {
  display: flex;
  gap: 24px;
  list-style: none;
  margin: 0;
  padding: 0;
}

.ubs-segment-nav a {
  color: var(--ubs-gray-text);
}

.ubs-segment-nav a.is-active {
  color: var(--ubs-black);
  font-weight: 600;
}

.ubs-site-header__utilities {
  display: flex;
  align-items: center;
  gap: 20px;
  color: var(--ubs-gray-text);
  font-size: 13px;
}

.ubs-site-header__utilities a:hover {
  text-decoration: underline;
}

.ubs-lang {
  font-weight: 600;
  color: var(--ubs-black);
}

.ubs-site-header__main-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding-top: 20px;
  padding-bottom: 12px;
}

.ubs-logo {
  display: inline-flex;
  align-items: center;
}

.ubs-logo:hover {
  opacity: 0.85;
}

.ubs-site-header__actions {
  display: flex;
  align-items: center;
  gap: 20px;
}

.ubs-search-icon {
  color: var(--ubs-black);
  display: flex;
  padding: 4px;
}

.ubs-btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 6px;
  font-family: inherit;
  font-size: 14px;
  font-weight: 600;
  line-height: 1.2;
  padding: 10px 22px;
  border: none;
  cursor: pointer;
  text-decoration: none;
  transition: background 0.15s ease;
}

.ubs-btn--login {
  background: var(--ubs-red);
  color: var(--ubs-white);
  min-width: 88px;
}

.ubs-btn--login:hover {
  background: var(--ubs-red-hover);
  color: var(--ubs-white);
}

.ubs-btn--primary {
  background: var(--ubs-red);
  color: var(--ubs-white);
  padding: 12px 24px;
  font-size: 15px;
}

.ubs-btn--primary:hover {
  background: var(--ubs-red-hover);
  color: var(--ubs-white);
}

.ubs-btn--primary .ubs-btn-arrow {
  font-size: 18px;
  line-height: 1;
  margin-left: 2px;
}

.ubs-btn--secondary {
  background: var(--ubs-white);
  color: var(--ubs-text);
  border: 1px solid var(--ubs-gray-line);
}

.ubs-menu-toggle {
  display: none;
  border: 1px solid var(--ubs-gray-line);
  background: var(--ubs-white);
  padding: 8px 12px;
  font-size: 14px;
  cursor: pointer;
}

.ubs-mainnav {
  border-top: 1px solid var(--ubs-gray-line);
}

.ubs-mainnav__list {
  display: flex;
  flex-wrap: wrap;
  list-style: none;
  margin: 0;
  padding: 0;
  gap: 0;
}

.ubs-mainnav__list > li > a {
  display: block;
  padding: 16px 14px;
  font-size: 14px;
  font-weight: 500;
  color: var(--ubs-text);
  border-bottom: 3px solid transparent;
  margin-bottom: -1px;
}

.ubs-mainnav__list > li > a:hover {
  color: var(--ubs-red);
}

.ubs-mainnav__list > li.is-active > a {
  color: var(--ubs-red);
  border-bottom-color: var(--ubs-red);
}

/* Breadcrumb */
.ubs-breadcrumb {
  background: var(--ubs-gray-bg);
  font-size: 13px;
  color: var(--ubs-gray-text);
  padding: 12px 0;
}

.ubs-breadcrumb ol {
  list-style: none;
  margin: 0;
  padding: 0;
  display: flex;
  flex-wrap: wrap;
  gap: 6px;
}

.ubs-breadcrumb li:not(:last-child)::after {
  content: "›";
  margin-left: 6px;
  color: #aaa;
}

.ubs-breadcrumb a {
  color: var(--ubs-gray-text);
  text-decoration: underline;
}

/* —— Hero (tracking) —— */
.ubs-hero--tracking {
  background: var(--ubs-gray-bg);
  padding: 48px 0 56px;
}

.ubs-hero--tracking .ubs-hero__grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  align-items: center;
  gap: 40px;
}

.ubs-hero__title-wrap {
  display: flex;
  align-items: flex-start;
  gap: 16px;
  margin-bottom: 20px;
}

.ubs-hero__accent {
  width: 4px;
  min-height: 52px;
  background: var(--ubs-red);
  flex-shrink: 0;
  margin-top: 6px;
}

.ubs-hero--tracking h1 {
  margin: 0;
  font-size: 40px;
  font-weight: 700;
  line-height: 1.15;
  color: var(--ubs-black);
  letter-spacing: -0.02em;
}

.ubs-hero__lead {
  font-size: 18px;
  line-height: 1.45;
  color: var(--ubs-text);
  max-width: 36em;
  margin: 0 0 28px;
}

.ubs-hero__visual {
  display: flex;
  justify-content: flex-end;
  align-items: center;
}

.ubs-hero__visual img,
.ubs-hero__visual svg {
  max-width: 100%;
  width: min(420px, 100%);
  height: auto;
}

/* Generic dark hero (other pages) */
.ubs-hero:not(.ubs-hero--tracking) {
  background: var(--ubs-gray-bg);
  padding: 48px 0;
}

.ubs-hero:not(.ubs-hero--tracking) h1 {
  margin: 0 0 16px;
  font-size: 36px;
  font-weight: 700;
}

.ubs-hero:not(.ubs-hero--tracking) .ubs-hero__lead {
  margin-bottom: 24px;
}

/* —— Page sections —— */
.ubs-page {
  padding: 0;
}

.ubs-section {
  padding: 56px 0;
}

.ubs-section--white {
  background: var(--ubs-white);
}

.ubs-section--gray {
  background: var(--ubs-gray-bg);
}

.ubs-section__head {
  text-align: center;
  max-width: 720px;
  margin: 0 auto 40px;
}

.ubs-section__head h2 {
  margin: 0 0 16px;
  font-size: 32px;
  font-weight: 700;
  color: var(--ubs-black);
  letter-spacing: -0.02em;
}

.ubs-section__head .ubs-section__lead {
  margin: 0;
  font-size: 16px;
  color: var(--ubs-gray-text);
  line-height: 1.55;
}

.ubs-section h2.ubs-section__title-left {
  font-size: 32px;
  font-weight: 700;
  margin: 0 0 24px;
  color: var(--ubs-black);
}

.ubs-section__lead-left {
  font-size: 16px;
  color: var(--ubs-gray-text);
  max-width: 640px;
  margin: 0 0 32px;
}

/* Benefits 3-col */
.ubs-benefits-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 40px 32px;
}

.ubs-benefit {
  text-align: center;
  padding: 0 12px;
}

.ubs-benefit__icon {
  width: 72px;
  height: 72px;
  margin: 0 auto 20px;
  display: flex;
  align-items: center;
  justify-content: center;
}

.ubs-icon-svg {
  width: 56px;
  height: 56px;
}

.ubs-benefit h3 {
  margin: 0 0 12px;
  font-size: 18px;
  font-weight: 700;
  color: var(--ubs-black);
}

.ubs-benefit p {
  margin: 0;
  font-size: 15px;
  color: var(--ubs-gray-text);
  line-height: 1.5;
}

.ubs-footnote {
  text-align: center;
  font-size: 13px;
  color: var(--ubs-gray-text);
  margin: 32px auto 0;
  max-width: 640px;
}

/* Nutshell split */
.ubs-split {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 48px;
  align-items: center;
}

.ubs-list-check {
  list-style: none;
  margin: 0;
  padding: 0;
}

.ubs-list-check li {
  position: relative;
  padding-left: 28px;
  margin-bottom: 14px;
  font-size: 15px;
  line-height: 1.45;
  color: var(--ubs-text);
}

.ubs-list-check li::before {
  content: "";
  position: absolute;
  left: 0;
  top: 8px;
  width: 7px;
  height: 7px;
  background: var(--ubs-red);
  border-radius: 50%;
}

.ubs-split__illus {
  display: flex;
  justify-content: center;
}

.ubs-split__illus img,
.ubs-split__illus svg {
  width: min(320px, 100%);
}

/* Access cards */
.ubs-access-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 24px;
}

.ubs-access-card {
  background: var(--ubs-gray-bg);
  padding: 32px 28px;
  min-height: 220px;
}

.ubs-access-card h3 {
  margin: 0 0 20px;
  font-size: 20px;
  font-weight: 700;
  color: var(--ubs-black);
}

.ubs-access-card ol {
  margin: 0;
  padding-left: 20px;
  font-size: 15px;
  color: var(--ubs-text);
}

.ubs-access-card li {
  margin-bottom: 10px;
  line-height: 1.45;
}

.ubs-access-card a {
  color: var(--ubs-red);
  text-decoration: underline;
}

/* FAQ */
.ubs-section--faq {
  padding-top: 48px;
  padding-bottom: 48px;
}

.ubs-faq-title {
  font-size: 32px;
  font-weight: 700;
  margin: 0 0 8px;
  padding-bottom: 12px;
  border-bottom: 3px solid var(--ubs-red);
  display: inline-block;
  color: var(--ubs-black);
}

.ubs-faq {
  margin-top: 24px;
}

.ubs-faq__item {
  border-bottom: 1px solid var(--ubs-gray-line);
}

.ubs-faq__question {
  width: 100%;
  text-align: left;
  background: transparent;
  border: none;
  padding: 18px 40px 18px 0;
  font-size: 16px;
  font-weight: 400;
  cursor: pointer;
  position: relative;
  font-family: inherit;
  color: var(--ubs-text);
  line-height: 1.4;
}

.ubs-faq__question:hover {
  color: var(--ubs-red);
}

.ubs-faq-chevron {
  position: absolute;
  right: 4px;
  top: 50%;
  margin-top: -8px;
  width: 16px;
  height: 16px;
  transition: transform 0.2s ease;
}

.ubs-faq__item.is-open .ubs-faq-chevron {
  transform: rotate(180deg);
}

.ubs-faq__answer {
  display: none;
  padding: 0 0 20px;
  color: var(--ubs-gray-text);
  font-size: 15px;
  line-height: 1.55;
  max-width: 900px;
}

.ubs-faq__item.is-open .ubs-faq__answer {
  display: block;
}

.ubs-faq__answer ul {
  margin: 8px 0 0;
  padding-left: 20px;
}

.ubs-faq__answer li {
  margin-bottom: 8px;
}

/* Documents */
.ubs-doc-list {
  list-style: none;
  padding: 0;
  margin: 24px 0 0;
}

.ubs-doc-list li {
  margin-bottom: 14px;
}

.ubs-doc-list a {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  color: var(--ubs-red);
  font-size: 15px;
  font-weight: 500;
  text-decoration: underline;
}

.ubs-doc-list a:hover {
  color: var(--ubs-red-hover);
}

.ubs-pdf-icon {
  width: 18px;
  height: 18px;
  flex-shrink: 0;
}

.ubs-section__title-docs {
  font-size: 22px;
  font-weight: 700;
  margin: 0;
}

/* Help band */
.ubs-help-band {
  background: var(--ubs-gray-bg);
  padding: 56px 0 64px;
  border-top: 1px solid var(--ubs-gray-line);
}

.ubs-help-band__title {
  text-align: center;
  font-size: 28px;
  font-weight: 700;
  margin: 0 0 12px;
  color: var(--ubs-black);
}

.ubs-help-band__lead {
  text-align: center;
  color: var(--ubs-gray-text);
  margin: 0 auto 32px;
  max-width: 560px;
  font-size: 15px;
}

.ubs-help-band__cards {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 20px;
  max-width: 900px;
  margin: 0 auto;
}

.ubs-help-card {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 16px;
  background: var(--ubs-white);
  padding: 22px 24px;
  box-shadow: 0 2px 12px rgba(0, 0, 0, 0.06);
  border: 1px solid #eee;
  font-size: 15px;
  font-weight: 500;
  color: var(--ubs-text);
  text-decoration: none;
}

.ubs-help-card:hover {
  box-shadow: 0 4px 16px rgba(0, 0, 0, 0.08);
  color: var(--ubs-text);
}

/* Footer light */
.ubs-footer {
  background: var(--ubs-gray-bg-warm);
  color: var(--ubs-text);
  font-size: 14px;
}

.ubs-footer a {
  color: var(--ubs-text);
}

.ubs-footer a:hover {
  color: var(--ubs-red);
  text-decoration: underline;
}

.ubs-footer__grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 32px;
  padding-top: 48px;
  padding-bottom: 40px;
}

.ubs-footer__grid h4 {
  font-size: 14px;
  font-weight: 700;
  margin: 0 0 16px;
  color: var(--ubs-black);
}

.ubs-footer__grid ul {
  list-style: none;
  margin: 0;
  padding: 0;
}

.ubs-footer__grid li {
  margin-bottom: 10px;
}

.ubs-footer__apps {
  border-top: 1px solid var(--ubs-gray-line);
  padding: 24px 0;
}

.ubs-footer__apps-inner {
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  justify-content: space-between;
  gap: 16px;
}

.ubs-store-badges {
  display: flex;
  gap: 12px;
}

.ubs-store-badge {
  display: inline-block;
  padding: 8px 16px;
  background: var(--ubs-black);
  color: var(--ubs-white);
  font-size: 12px;
  border-radius: 4px;
}

.ubs-footer__rating {
  font-size: 13px;
  color: var(--ubs-gray-text);
  display: flex;
  align-items: center;
  gap: 8px;
}

.ubs-rating-stars {
  color: #f5a623;
  letter-spacing: 1px;
}

.ubs-footer__legal {
  border-top: 1px solid var(--ubs-gray-line);
  padding: 20px 0 32px;
  font-size: 12px;
  color: var(--ubs-gray-text);
}

.ubs-footer__legal-links {
  display: flex;
  flex-wrap: wrap;
  gap: 16px 24px;
  margin-bottom: 12px;
}

.ubs-footer__legal-links a {
  color: var(--ubs-gray-text);
  text-decoration: underline;
}

.ubs-footer__copy {
  margin: 0;
  line-height: 1.5;
}

/* Legacy / other pages */
.ubs-grid-3 {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
}

.ubs-card {
  border: 1px solid var(--ubs-gray-line);
  padding: 24px;
  background: var(--ubs-white);
}

.ubs-two-col {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 32px;
}

.ubs-tiles {
  display: grid;
  grid-template-columns: repeat(auto-fill, minmax(280px, 1fr));
  gap: 24px;
}

.ubs-tile {
  border: 1px solid var(--ubs-gray-line);
  padding: 24px;
}

.ubs-tile:hover {
  box-shadow: 0 2px 12px rgba(0, 0, 0, 0.06);
}

.ubs-tile__link {
  color: var(--ubs-red);
  font-weight: 600;
}

.ubs-prose {
  max-width: 720px;
  padding: 48px 0;
}

.ubs-form label {
  display: block;
  font-weight: 600;
  font-size: 14px;
  margin-bottom: 6px;
}

.ubs-form input,
.ubs-form select {
  width: 100%;
  max-width: 480px;
  padding: 10px 12px;
  border: 1px solid var(--ubs-gray-line);
  font-size: 16px;
  margin-bottom: 20px;
  font-family: inherit;
}

.ubs-alert {
  padding: 16px;
  background: #fff8e6;
  border-left: 4px solid #e6a800;
  margin-bottom: 24px;
  font-size: 14px;
}

.ubs-cta-band {
  background: var(--ubs-gray-bg);
  padding: 48px 0;
}

.ubs-section h2 {
  font-size: 28px;
  font-weight: 700;
}

.ubs-section__lead {
  color: var(--ubs-gray-text);
  margin-bottom: 24px;
}

@media (max-width: 960px) {
  .ubs-hero--tracking .ubs-hero__grid,
  .ubs-split,
  .ubs-access-grid,
  .ubs-benefits-grid,
  .ubs-help-band__cards,
  .ubs-footer__grid,
  .ubs-grid-3,
  .ubs-two-col {
    grid-template-columns: 1fr;
  }

  .ubs-hero__visual {
    justify-content: center;
  }

  .ubs-hero--tracking h1 {
    font-size: 32px;
  }

  .ubs-menu-toggle {
    display: block;
  }

  .ubs-mainnav__list {
    display: none;
    flex-direction: column;
    padding-bottom: 12px;
  }

  .ubs-mainnav.is-open .ubs-mainnav__list {
    display: flex;
  }

  .ubs-container {
    padding-left: 20px;
    padding-right: 20px;
  }
}